Specific Conditions Cover & Financial Safety

Specific Conditions Cover provides a financial safety net, should one of you suffer from one of the conditions covered, potentially leaving you unable to earn your regular income. It is a lump sum benefit based on your salary and the amount payable is a fixed multiple of the sum assured depending on the specific condition.
There is a likelihood that if you are unable to work it is a result of an accident in which case you may be receiving ACC. Traditional Income Protection reduces the amount payable to you by ACC, however this is not the case with Specific Conditions cover, you will be always paid 100% of the benefit and no wait period once claim has been accepted. Talk to us today if you would like yo find out more about this unique product.